Refinance

REFINANCE AND SAVE

Want to outsmart rising rates?  Lock in a low fixed rate Home Loan today with No Closing Costs.    Our Online Application is Fast, Easy, and Secure.   Now is the right time to refinance! You can lower your monthly payments and reduce the time it takes to pay off your loan. You can save even more if you use your refinance proceeds to pay off credit cards or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not. Get Started Today! Here are some important reasons to consider refinancing: Get a lower mortgage rate and reduce interest costs. Convert an adjustable rate mortgage to a secure, fixed-rate mortgage. Consolidate your first and second mortgages into a mortgage with a lower rate. Get cash for family needs. The advantages Centurymark offer you for refinancing include: Low rates Easy online application Many types of mortgage loans -  Including FHA and VA Help and advice from experienced loan professionals Ready to refinance your current mortgage?  Apply online now to be pre-approved for the loan you want. Put the greater benefits of an FHA-Insured Loan to work for you. The Federal Housing Authority is the largest insurer of mortgages in the world. The FHA makes home financing possible for people who might not qualify for conventional mortgage programs to purchase a home or refinance their current mortgages, including Adjustable Rate Mortgages. Now you, too, may be able to benefit for an FHA loan.   Here’s How:        It is easier to qualify for an FHA loan than it is for a traditional conventional loan. You do not have to have perfect credit to refinance with a FHA loan.  You can have no down payment or a very low down payment, and still get a mortgage loan.  Most traditional lenders require a minimum down payment, which preferably is around 10% of the purchase price of the home.  FHA loans only require 3%, and this required down payment can be a gift to you.  A FHA loan allows you to use gift funds for down payment and closing costs. This means you can borrow the down payment from a relative, or use a down payment gift program that will give you the money for a down payment on your home.          If you are refinancing, you are able to take more cash out from your home, or refinance sooner, even if you have a very small amount of equity built up in your home.        Get a much lower interest rate on your mortgage refinance.  FHA loans can offer better loan terms than traditional mortgage loans because the loans are guaranteed by the federal government.  Because of the guarantee, lenders can offer you sometimes lower fixed rates loans.  Call us tday at 512-617-1967 and learn how you can refinance into a FHA loan.