FHA and VA Mortgage Loans

No Down Payment Options

Centurymark Home Loans make it easy for you to achieve your homeownership goals. With affordable FHA and VA mortgage programs and straightforward refinancing options, we make applying for a home loan simple and easy.

FHA Mortgage Loans

FHA mortgages, are insured by the Federal Housing Administration (FHA).  We make homeownership possible for people who might not qualify for conventional mortgage programs.  FHA offers:

• When combined with down payment grant money, you can achieve 100% financing with an FHA mortgage
• FHA loans offer low down payment and closing costs, and the option of gift money for 100% of the down payment
• FHA loans offer flexible approvals, even if you have less-than-perfect credit or lack of credit
• FHA loans offer qualifying programs for people with low-to-moderate incomes

VA Mortgage Loans

VA mortgage loans are 100% mortgage loans available through the Veterans Administration for home purchases which are insured by the Department of Veterans Affairs.   The VA makes buying a home easy and affordable for all Veterans, Reservists, and Active-duty service members.  The VA offers the most flexible approval of any mortgage for veterans and service members, including:

• No down payment, so service members can finance 100% of the purchase price of their home
• VA offers the option to use gift money for closing costs
• VA has flexible credit qualification requirements
• VA offers flexible qualifying ratios to purchase your dream home

Whether you have good credit or less than perfect credit, give Centurymark a call or apply online for a Free Rate Quote or a No Obligation Pre-qualification.  Discover the power of yes and move into your dream home.